UP TO 8.25% RETURNS ANNUALLY

Your money
working harder.

No new bank account needed.
Up to — ₹5 lakh insured by RBI's subsidiary, DICGC

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Suryoday Shriram Bajaj Mahindra Unity
Y1 Money App

Trusted by investors across India

8.25% Highest FD rate
₹5L DICGC insured
5+ Partner banks
2 min To book an FD

Your all-in-1 DIY money app

FD

Fixed Deposits

Earn up to 8.25% p.a. with 5+ partner banks. Book in 2 minutes, no paperwork.

RD

Recurring Deposits

Start with ₹100/month. Auto-debit from your bank. Track growth in real-time.

Gold

Digital Gold & Silver

24K gold, 999 silver. Secured vaults. Buy from ₹10. Powered by Augmont.

LAMF

Loan Against MF

Instant loans against mutual funds without selling. From 9.5% p.a. via Smallcase.

8.25%
Highest FD rate available on Y1
₹5L
DICGC insurance on every deposit
5+
Partner banks and NBFCs on platform
FD Booking
2 minutes
No paperwork
Min RD
₹100
Per month
Gold
From ₹10
24K digital gold

More ways to grow

We're building National Pension System with tax benefits and FD-backed credit cards. Stay tuned.

Coming Soon

National Pension System

Tax benefits under 80CCD. Top pension fund managers. Build a retirement corpus.

Coming Soon

FD-backed Credit Card

No income proof needed. FD as collateral. Build your credit score from day one.

Your money's safe space

Y1 Money is a financial technology platform — not a bank. Your deposits go directly to RBI-regulated partner banks.

Get started

DICGC Insured

Deposits insured up to ₹5,00,000 by RBI's subsidiary.

RBI-Regulated

Money goes directly to regulated partner banks.

Transparent

No hidden charges. Interest credited directly.

Choose your bank

Compare rates from India's leading banks and NBFCs.

Suryoday
Suryoday SF Bank
Insured Upto ₹5 Lakhs Quarterly
Minimum investment
₹1,000
Interest
8.25%
Shriram
Shriram Finance Ltd
CRISIL AAA/Stable Yearly
Minimum investment
₹5,000
Interest
7.60%
Unity
Unity SF Bank
Insured Upto ₹5 Lakhs Quarterly
Minimum investment
₹1,000
Interest
7.50%
Bajaj
Bajaj Finance Ltd
CRISIL AAA/Stable Yearly
Minimum investment
₹15,000
Interest
7.40%
Mahindra
Mahindra Finance Ltd
CRISIL AAA/Stable Yearly
Minimum investment
₹5,000
Interest
7.00%

Start investing
with Y1 Money

Download the app