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Personal

Business

Platform

IN

Help

Contact

Download app

Download app

Personal

Business

Platform

💸 Earn up to 8.50% p.a.

🚀 Built for India’s next 100M savers

India's BANK DEPOSIT APP

India's BANK DEPOSIT APP

India's BANK DEPOSIT APP

Bank, save, and invest in one beautifully simple app trusted by thousands

Download app

Download app

INDIA's FD & RD BOOKING APP

INDIA's FD & RD BOOKING APP

Earn up to 8.30% p.a.

Earn up to 8.30% p.a.

Regulated by the Reserve Bank of India

Regulated by the Reserve Bank of India

Regulated by the Reserve Bank of India

24/7 customer support

24/7 customer support

A DIGITAL SOLUTION TO BANKING

A DIGITAL SOLUTION TO BANKING

Build emergency fund or any dream goal with Y1.

Bank fixed deposits & recurring deposits from 5 banks/NBFCs, with up to ₹5 lakh insured in banks by DICGC.

FD-backed credit cards.
Powered by Novio and ZET.

Explore Y1 products

BUILDING FINANCIAL SECURITY

BUILDING FINANCIAL SECURITY

National Pension Scheme — Plan, Track, Invest & Withdraw to retire early — or retire peacefully.

Individual NPS

  • Create dream retirement plan

  • It's totally FREE to plan your retirement, track your pension & retirement savings.

  • Deduction up to ₹1.5 lakh under Section 80C.

  • Additional deduction of ₹50,000 under Section 80CCD(1B) — exclusive to NPS investments!

  • This allows you to claim a total deduction of up to ₹2 lakh every year on your NPS contributions.


Corporate NPS

  • Enhance your employees' retirement benefits with up to 7.5 lakhs tax benefits

  • HRMS/API integration available

NPS Vatsalya (For Kids)

  • secure your kids future today

  • best retirement savings option for your child

Create your NPS account for free

Partner with us

Partner with us

Share your unique referral link. When your clients invest through Y1 app, you earn commissions — tracked automatically, paid weekly to your bank.

Know more

Partner program

Commission range

0.10% – 1.25%

0.10% – 1.25%

On every investment booked through your link. Rate varies by product type and tenure.

Credit card commission

FD-backed credit card commission

₹ 200-500

₹ 200-500

₹ 200-500/card activation

Weekly payouts · directly to your bank

Monthly earning potential - ₹1Lakh+

Become a partner

Our team will reach out within 24 hours

SAFE AT EVERY STEP

SAFE AT EVERY STEP

Y1’s product roadmap starts with trusted regulated partners and safer financial products for India’s growing savers.

Fixed deposits and recurring deposits through banks and NBFC partners.

NPS powered by PensionBox and backed by Zerodha integrations.

FD-backed credit card and gold/silver products through partner rails.

See Y1 trust stack

Founder-led fintech for India

WHY Y1 EXISTS

Finance is boring, fragmented, and intimidating. Y1 turns money management into one safer app.

“Building the AI-first safest neo-bank for India’s next generation of savers.”

Ravikant Verma

“Lean hybrid waterfall + agile execution, low burn, and focused distribution.”

Nilam Sinha

Founder-led fintech for India

WHY Y1 EXISTS

Finance is boring, fragmented, and intimidating. Y1 turns money management into one safer app.

“Building the AI-first safest neo-bank for India’s next generation of savers.”

Ravikant Verma

LIKE A BANK IN YOUR POCKET

LIKE A BANK IN YOUR POCKET

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