The DIY investment app for fixed deposits, recurring deposits, and digital gold & silver — all in one place.
WHY Y1 MONEY
Y1 Money is a financial technology platform — not a bank. Your deposits go directly to RBI-regulated partner banks, earning you the highest interest rates with full DICGC insurance protection.
Earn up to 8.10% p.a. with India's top-rated banks. Book in 2 minutes — no paperwork needed.
Build wealth with as little as ₹100/month. Auto-debit from your bank account every month.
Invest in 24K digital gold and 999 silver. Stored in secured vaults, withdraw anytime.
FD-backed credit card — no income proof needed. Build your credit score effortlessly. Coming soon.
Choose from 5+ trusted banks and NBFCs. Senior citizens get up to 0.50% extra. Your money compounds quarterly, and maturity amount is credited directly to your bank account.
Set up a monthly RD and let your savings compound over time. Track your portfolio growth in real-time with live valuation charts.
Buy, sell, and invest in 24K gold and 999 silver. Your assets are stored in secured vaults at Sequel and available to withdraw anytime. Powered by Augmont.
TRUST & SECURITY
All bank deposits are insured up to ₹5,00,000 by RBI's subsidiary DICGC.
Your money goes directly to RBI-regulated partner banks. We never hold your funds.
Interest is credited directly to your bank account. Full transparency, no hidden charges.
POPULAR BANKS ON Y1
