/* ═══ RESET & BASE ═══ */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  color: #111;
  background: #fff;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

/* ═══ CONTAINER ═══ */
.container { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* ═══ BUTTONS ═══ */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  background: #111; color: #fff;
  font-size: 14px; font-weight: 600;
  padding: 12px 28px; border-radius: 100px;
  transition: all 0.2s ease;
  cursor: pointer; border: none;
}
.btn:hover { background: #333; transform: translateY(-1px); }
.btn-sm { padding: 8px 20px; font-size: 13px; }
.btn-lg { padding: 16px 40px; font-size: 16px; }
.btn-white { background: #fff; color: #111; }
.btn-white:hover { background: #f0f0f0; }

/* ═══ HEADER ═══ */
.header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(0, 0, 0, 0.06);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 64px;
}
.logo { display: flex; align-items: center; gap: 8px; }
.logo-img { width: 28px; height: 28px; }
.logo-text { font-size: 18px; font-weight: 700; color: #111; }
.nav { display: flex; align-items: center; gap: 32px; }
.nav-link { font-size: 14px; font-weight: 500; color: #666; transition: color 0.2s; }
.nav-link:hover { color: #111; }

/* ═══ HERO ═══ */
.hero {
  padding: 160px 0 80px;
  text-align: center;
  background: linear-gradient(180deg, #fafafa 0%, #fff 100%);
}
.hero-inner { max-width: 720px; margin: 0 auto; }
.hero-title {
  font-size: 64px; font-weight: 800; line-height: 1.1;
  letter-spacing: -2px; color: #000;
  margin-bottom: 20px;
}
.hero-sub {
  font-size: 20px; color: #666; line-height: 1.6;
  margin-bottom: 36px; max-width: 520px; margin-left: auto; margin-right: auto;
}
.hero-cta { display: flex; flex-direction: column; align-items: center; gap: 12px; margin-bottom: 60px; }
.hero-badge { font-size: 13px; color: #999; }
.hero-stats {
  display: flex; align-items: center; justify-content: center; gap: 40px;
  padding: 28px 40px;
  background: #fff;
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: 20px;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.04);
}
.stat { text-align: center; }
.stat-value { font-size: 28px; font-weight: 800; color: #111; }
.stat-label { font-size: 13px; color: #888; margin-top: 2px; }
.stat-divider { width: 1px; height: 40px; background: #e8e8e8; }

/* ═══ INTRO ═══ */
.intro { padding: 100px 0 60px; text-align: center; }
.intro-label {
  font-size: 12px; font-weight: 700; letter-spacing: 3px;
  color: #888; margin-bottom: 12px;
}
.intro-title {
  font-size: 40px; font-weight: 800; letter-spacing: -1px;
  color: #111; margin-bottom: 16px; line-height: 1.2;
}
.intro-sub {
  font-size: 18px; color: #666; line-height: 1.7;
  max-width: 640px; margin: 0 auto;
}

/* ═══ FEATURE GRID ═══ */
.features { padding: 40px 0 100px; }
.feature-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.feature-card {
  padding: 28px 24px; border-radius: 20px;
  background: #fafafa; border: 1px solid rgba(0, 0, 0, 0.04);
  transition: all 0.3s ease;
}
.feature-card:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(0, 0, 0, 0.06); }
.feature-icon {
  width: 52px; height: 52px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px; overflow: hidden;
}
.feature-icon img { width: 52px; height: 52px; }
.feature-icon-blue { background: #eef4ff; }
.feature-icon-green { background: #edf9f0; }
.feature-icon-orange { background: #fff5eb; }
.feature-icon-dark { background: #f0f0f0; }
.feature-title { font-size: 17px; font-weight: 700; margin-bottom: 8px; color: #111; }
.feature-desc { font-size: 14px; color: #888; line-height: 1.6; }

/* ═══ PRODUCT SHOWCASE ═══ */
.products { padding: 60px 0 100px; }
.product-block {
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px;
  align-items: center; margin-bottom: 100px;
}
.product-block:last-child { margin-bottom: 0; }
.product-block-reverse { direction: rtl; }
.product-block-reverse > * { direction: ltr; }
.product-badge {
  display: inline-block; font-size: 11px; font-weight: 700;
  letter-spacing: 2px; color: #2775CA;
  background: rgba(39, 117, 202, 0.08); padding: 6px 14px;
  border-radius: 100px; margin-bottom: 16px;
}
.product-badge-green { color: #06c270; background: rgba(6, 194, 112, 0.08); }
.product-badge-gold { color: #d4920a; background: rgba(212, 146, 10, 0.08); }
.product-title { font-size: 36px; font-weight: 800; letter-spacing: -0.5px; margin-bottom: 16px; line-height: 1.2; }
.product-desc { font-size: 16px; color: #666; line-height: 1.7; margin-bottom: 20px; }
.product-pills { display: flex; flex-wrap: wrap; gap: 8px; }
.pill {
  font-size: 12px; font-weight: 500; color: #2775CA;
  padding: 6px 14px; border-radius: 100px;
  background: rgba(39, 117, 202, 0.06); border: 1px solid rgba(39, 117, 202, 0.1);
}
.pill-green { color: #06c270; background: rgba(6, 194, 112, 0.06); border-color: rgba(6, 194, 112, 0.1); }
.pill-gold { color: #d4920a; background: rgba(212, 146, 10, 0.06); border-color: rgba(212, 146, 10, 0.1); }

.product-visual {
  display: flex; align-items: center; justify-content: center;
  border-radius: 24px; padding: 48px; min-height: 320px;
}
.product-visual-blue { background: linear-gradient(135deg, #e8f0fe, #d4e4fc); }
.product-visual-green { background: linear-gradient(135deg, #e6f9ed, #c8f0d6); }
.product-visual-gold { background: linear-gradient(135deg, #fef5e6, #fce8c3); }

.product-card-mock {
  background: #fff; border-radius: 16px; padding: 28px 32px;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.06);
  text-align: center; min-width: 220px;
}
.mock-label { font-size: 10px; font-weight: 700; letter-spacing: 2px; color: #888; margin-bottom: 8px; }
.mock-rate { font-size: 32px; font-weight: 800; color: #111; }
.mock-rate span { font-size: 16px; font-weight: 500; color: #888; }
.mock-tenure { font-size: 13px; color: #aaa; margin-top: 4px; }

/* ═══ TRUST ═══ */
.trust {
  padding: 100px 0;
  background: #111;
  color: #fff;
}
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 48px; }
.trust-card {
  padding: 32px 28px; border-radius: 20px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
}
.trust-icon { font-size: 28px; margin-bottom: 16px; }
.trust-title { font-size: 18px; font-weight: 700; color: #fff; margin-bottom: 8px; }
.trust-desc { font-size: 14px; color: rgba(255, 255, 255, 0.6); line-height: 1.6; }

/* ═══ BENTO GRID ═══ */
.bento { padding: 100px 0; }
.bento-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  grid-template-rows: auto auto;
  gap: 16px;
  margin-top: 48px;
}
.bento-card {
  border-radius: 20px; padding: 28px;
  display: flex; flex-direction: column; justify-content: flex-end;
  min-height: 180px; overflow: hidden; position: relative;
}
.bento-card-lg {
  grid-row: 1 / 3;
  min-height: 400px;
  background: linear-gradient(145deg, #1a1a2e 0%, #0f1a30 100%);
  color: #fff; padding: 32px;
}
.bento-card-lg .bento-visual {
  flex: 1; display: flex; align-items: center; justify-content: center;
  margin-bottom: 24px;
}
.bento-chart {
  width: 100%; height: 160px; position: relative;
}
.bento-chart-line {
  position: absolute; bottom: 0; left: 0; right: 0;
  height: 100%;
  background: linear-gradient(180deg, rgba(39,117,202,0.3) 0%, transparent 100%);
  clip-path: polygon(0% 80%, 15% 70%, 30% 75%, 50% 50%, 70% 30%, 85% 15%, 100% 0%, 100% 100%, 0% 100%);
  border-radius: 0 0 12px 12px;
}
.bento-chart-label {
  position: absolute; font-size: 11px; color: rgba(255,255,255,0.5); font-weight: 500;
}
.bento-chart-label-today { bottom: 8px; left: 4px; }
.bento-chart-label-year { top: 0; right: 0; text-align: right; }
.bento-card-lg .bento-text { font-size: 18px; font-weight: 600; color: rgba(255,255,255,0.8); line-height: 1.5; }
.bento-card-sm {
  background: #f4f4f5; border: 1px solid rgba(0,0,0,0.04);
}
.bento-card-sm .bento-icons { display: flex; align-items: center; gap: 8px; margin-bottom: 16px; }
.bento-card-sm .bento-icon-circle {
  width: 36px; height: 36px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
}
.bento-card-sm .bento-badge {
  font-size: 11px; font-weight: 600; color: #888;
  background: #fff; border: 1px solid #e8e8e8;
  padding: 4px 10px; border-radius: 100px;
}
.bento-card-sm .bento-card-title { font-size: 16px; font-weight: 700; color: #111; line-height: 1.4; }
.bento-card-sm .bento-card-visual {
  margin-top: 12px; border-radius: 12px; overflow: hidden;
  background: #222; height: 60px;
}
.bento-card-sm .bento-card-visual img { width: 100%; height: 100%; object-fit: cover; }
.bento-currencies { display: flex; align-items: center; gap: 6px; }
.bento-currency {
  width: 32px; height: 32px; border-radius: 50%;
  background: #fff; border: 1px solid #e8e8e8;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 600; color: #888;
}
.bento-arrow { font-size: 18px; color: #888; margin: 0 4px; }
.bento-shield { width: 40px; height: 40px; margin-bottom: 12px; }

/* ═══ BANKS ═══ */
.banks { padding: 100px 0; text-align: center; }
.bank-cards-scroll {
  display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px; margin-top: 40px;
}
.bank-card {
  border-radius: 16px; overflow: hidden;
  background: #fff; border: 1px solid rgba(0,0,0,0.06);
  box-shadow: 0 2px 12px rgba(0,0,0,0.04);
  scroll-snap-align: start;
  transition: transform 0.2s;
}
.bank-card:hover { transform: translateY(-4px); }
.bank-card-header { height: 100px; overflow: hidden; }
.bank-card-header img { width: 100%; height: 100%; object-fit: cover; }
.bank-card-body { padding: 16px; }
.bank-card-name { font-size: 15px; font-weight: 700; color: #111; margin-bottom: 2px; }
.bank-card-compound { font-size: 12px; color: #888; margin-bottom: 12px; }
.bank-card-rate-label { font-size: 11px; color: #aaa; }
.bank-card-rate { font-size: 28px; font-weight: 800; color: #111; margin-bottom: 14px; }
.bank-card-rate span { font-size: 14px; font-weight: 500; color: #888; }
.bank-card-btn {
  display: block; text-align: center;
  background: #111; color: #fff;
  font-size: 13px; font-weight: 600;
  padding: 10px 0; border-radius: 10px;
  transition: background 0.2s;
}
.bank-card-btn:hover { background: #333; }

/* ═══ CTA ═══ */
.cta {
  padding: 100px 0;
  text-align: center;
  background: linear-gradient(135deg, #111 0%, #1a1a2e 100%);
  color: #fff;
}
.cta-inner { max-width: 560px; margin: 0 auto; }
.cta-title { font-size: 40px; font-weight: 800; letter-spacing: -1px; margin-bottom: 16px; }
.cta-sub { font-size: 18px; color: rgba(255, 255, 255, 0.6); margin-bottom: 36px; }

/* ═══ FOOTER ═══ */
.footer { padding: 48px 0 32px; background: #fafafa; border-top: 1px solid rgba(0, 0, 0, 0.06); }
.footer-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 24px; }
.footer-brand { display: flex; align-items: center; gap: 8px; }
.footer-logo { width: 24px; height: 24px; }
.footer-brand-text { font-size: 16px; font-weight: 700; color: #111; }
.footer-links { display: flex; gap: 24px; }
.footer-links a { font-size: 13px; color: #888; transition: color 0.2s; }
.footer-links a:hover { color: #111; }
.footer-divider { height: 1px; background: rgba(0, 0, 0, 0.06); margin-bottom: 24px; }
.footer-disclaimer { font-size: 11px; color: #aaa; line-height: 1.7; margin-bottom: 12px; }
.footer-copyright { font-size: 11px; color: #ccc; }

/* ═══ RESPONSIVE ═══ */
@media (max-width: 768px) {
  .hero-title { font-size: 40px; letter-spacing: -1px; }
  .hero-sub { font-size: 17px; }
  .hero-stats { flex-direction: column; gap: 20px; padding: 24px; }
  .stat-divider { width: 60px; height: 1px; }
  .intro-title { font-size: 28px; }
  .intro-sub { font-size: 16px; }
  .feature-grid { grid-template-columns: repeat(2, 1fr); gap: 14px; }
  .product-block,
  .product-block-reverse { grid-template-columns: 1fr; gap: 32px; }
  .product-block-reverse { direction: ltr; }
  .product-title { font-size: 28px; }
  .product-visual { min-height: 240px; padding: 32px; }
  .trust-grid { grid-template-columns: 1fr; }
  .cta-title { font-size: 28px; }
  .footer-top { flex-direction: column; gap: 16px; align-items: flex-start; }
  .nav { gap: 16px; }
  .nav-link { display: none; }
}

@media (max-width: 480px) {
  .hero-title { font-size: 32px; }
  .feature-grid { grid-template-columns: 1fr; }
  .bank-cards-scroll { grid-template-columns: repeat(2, 1fr); }
}