Personal
Accounts
Personal account
Professional account
Savings account (Coming soon)
Deposits
Fixed deposits
Recurring deposits
Tax saver fixed deposit
Women benefit fixed deposit
Senior citizen fixed deposit
FD backed credit card
Loan against fixed deposit
Commodities
Digital gold investments
Digital silver investments
Digital gold fixed deposits
Redeem coins (at doorstep)
Redeem at jewellers
Coins for gifting
Retirements
NPS (Coming Soon)
NPS Vatsalya (For Kids)
NPS (for NRIs)
Get your first card
Y1 Card exclusively built for your daily needs.
Business
Accounts
Corporate account
Current account (Coming soon)
Treasury
Fixed Deposit
Recurring deposits
Commodities
Loan against fixed deposit
Accept payments
Accept payments
In-person payments
Online payments
Point of sale
Y1 pay
Retirements
Corporate NPS (Coming Soon)
Get your first corporate card
Y1 Card exclusively built for your needs.
Enterprise
Neo-banking
Whitelabel neo-bank (plug-n-play)
Whitelabel fixed deposit (plug-n-play)
Whitelabel recurring deposit (plug-n-play)
Neo-bank (API integrations)
Fixed deposit (API integrations)
Recurring Deposit (API integrations)
Co-branded cards
Co-branded card solution
Whitelabel co-branded card app
Co-branded card API solution
Gold & Silver
Whitelabel gold and silver portal
Gold & Silver API solution
Retirements
NPS Partnership
Studio
Whitelabel fintech app built in 90 days
Whitelabel fintech app built in 120 days
Company
About Y1
Careers
Contact us
Product roadmap
Life at Y1
Resources
Style Guide
Licenses
Changelog
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Invest for your future.
On your terms.
Y1 is a financial technology company,
not a bank
. Banking services provided by RBI regulates Banks and NBFCs & Augmont®; DICGC approved.
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Invest in Gold & Silver
Invest in Gold & Silver
🎉
Exciting news!
Y1 x Augmont partnership is live
Invest now
🎉
Exciting news!
Y1 x Augmont partnership is live
Invest now
🎉
Exciting news!
Y1 x Augmont partnership is live
Invest now
Your salary, reimagined
Spend smartly, send quickly, sort your salary, and watch your savings grow — all with Y1.
Create emergency fund
Create emergency fund
8.0
%
in bank fixed deposits & recuring deposits by Suryoday Small FInance Bank.
+
79.82%
effective annual performance in digital gold. and +170% in digital silver in India 2025.
Upto
1.0
%
Get rewarded, wherever you spend with Y1 Prepaid Card.
Life, meet savings
Together, we can help define your priorities for today and help you build a better tomorrow for you and your family.
Bank FDs & RDs
Book your FD at the highest rate with RBI approved banks and NBFCs.
Digital Gold & Silver
Invest & grow your money to achieve your life goals with digital gold and silver.
Prepaid Card (Virtual & Physical)
Control your monthly expense with Y1 Card and earn upto 1% cashback.
₹5,00,000
Y1
Insurance provided by RBI's subsidiary DICGC
Welcome to Corporate Gifting Programme
Celebrate future with your employees
Get customised silver or gold coins for your employees of corporate cards with exclusive perks.
Put your brand logo on bullion coins
with our trusted bullion partner Augmont.
Customised packaging & perks
with Y1 corporate card service.
Your shield
against inflation.
Learn more
Learn more
Start your investment journey.
Financial planning that’s built around you.
Fixed deposits
Recurring deposits
Gold investments
Silver investments
RBI MPC MEET LIVE
FD Rates may drop if RBI cuts repo rate in MPC meet.
Act before rates drop
Get up to 8.00% with instant withdrawal
₹5 lakh insured. All bank FDs are insured by
DICGC
, a wholly-owned subsidiary of RBI.
Suryoday Small Finance Bank
recurring deposit coming soon.
Save monthly with RD
and get ₹10 lakh at maturity.
₹5L insured by RBI.
Artifact keeps your business data in sync
across all systems, giving you real-time insights without the hassle.
Real-time operational intelligence
flows naturally through Artifact’s custom built distributed architecture.
Real-time operational intelligence
flows naturally through Artifact’s custom built distributed architecture.
Artifact keeps your business data in sync
across all systems, giving you real-time insights without the hassle.
Take their word for it
Trusted by 2300+ Indians with ₹30 lakhs+ already invested so far.
Download Y1 Money app
Download Y1 Money app
“The strategic platform did more than streamline processes - it uncovered market insights that completely reshaped our decision-making approach.”
Jinisha Verma
Merchandiser, William E Connors
“We deployed the analytics system for operational gains, but its capacity to extract actionable intelligence from complex datasets was revolutionary.”
Surbhi Singh
Freelance UX/UI Designer
“Looking for process improvements, we found a solution that transformed our entire data strategy. The depth of insights was remarkable.”
Aakashdeep Shrivastava
Founder, Cohezly
“The new framework initially promised better workflows, but its impact on surfacing critical business intelligence surpassed all projections.”
Piyush Sinha
Product Manager Lead, Morningstar
Let us show you Y1 Enterprise
Start your own fintech company with us.
Reach out to us, if you wish to start your own fintech company or your in-house fintech arm for your employees with additional perks.
Y1
A Financial Technology Company
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Time is Money.
Protect Both.
Time is Money.
Protect Both.
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